Moving to Switzerland can be generally more difficult than many other countries because of strict immigration policies, a competitive job market, and high financial requirements for residency.
If you are considering moving, the first thing you need to do is understand what your options are.
1. Understand Your Immigration Options
If you are planning to move to Switzerland, it is important to know what your immigration options are. You typically need a strong reason to move, such as:
- For a work visa: job offer in a highly qualified position
- For a student visa: admission to an educational institution
- For a retirement visa: ties to Switzerland and independent income.
You can also move to Switzerland with a family reunification visa, which means you must be married to a Swiss citizen or resident. This is why we’ve chosen to omit this as a possible immigration route in this guide.
Moving to Switzerland for work
As a non-EU/EFTA citizen, you can work in Switzerland only under very specific conditions, the main one being that you have to be highly qualified—a manager, specialist, or skilled professional with a university degree and work experience. Additionally:
- Your employment must benefit Switzerland’s economy, considering market conditions, long-term growth, and your ability to integrate.
- Your employer must prove they could not find a suitable candidate from Switzerland or the EU/EFTA before hiring you.
- You must receive pay and benefits that align with Swiss standards.
- You must demonstrate your qualifications, professional adaptability, language skills, and ability to integrate into Swiss society.
You can bypass standard rules if you are a corporate transfer, intern, doctoral/postdoctoral researcher, or family member of Swiss residents.
Moving to Switzerland to study
If you’ve been accepted into an educational institution in Switzerland, you can apply for a student visa. This visa allows you to live in Switzerland for the duration of your studies—if you manage to find work after graduation, you can convert it into a residence permit for work and live there indefinitely.
With your student visa, you can work part-time (no more than 15 hours per week).
Retiring in Switzerland
To retire in Switzerland, you need to be financially independent and prove you have strong ties to the country. These are the visa conditions:
- You must be over the age of 55.
- You must not be working.
- You must be able to support yourself financially.
- You must have some personal ties to Switzerland (Swiss origin, owning real estate, investment, a business, etc.).
Giving proof of personal ties is the trickiest part; sometimes, just purchasing real estate or investing is not sufficient. All applications are considered on a case-to-case basis and will differ depending on the canton you plan to move to.
2. Apply for a Visa
You have to apply for a visa from a Swiss embassy or consulate in your country of residence. You must schedule an appointment, submit supporting documents, and then wait until the visa is processed to travel to Switzerland. Here’s the step-by-step guide:
- Fill out the visa application form. Download the national visa form, and fill it out entirely. Sign it at the end.
- Schedule a visa appointment. You can find which embassy is in charge of visa applications, based on your residence, on the SEM website. Follow the instructions on setting up an appointment.
- Collect the required documents. The Swiss diplomatic representation will provide a list of required supporting documents, which you must collect before the date of your appointment.
- Apply and pay the visa fee. On the date of your appointment, you have to show up in person at the embassy or consulate to submit your documents, pay the visa fee, and provide fingerprint scans.
- Collect your visa & travel to Switzerland. If your visa has been approved, you can pick it up and travel to Switzerland within the dates specified.
The Swiss embassy or consulate will forward your application to the competent cantonal authorities in Switzerland. They will make a decision, and notify the embassy/consulate who then issues your visa.
Documents
The documents you have to submit when applying for a Swiss visa depend on the visa type:
- Valid passport
- Signed and completed application form
- Biometric pictures (35×45 mm)
- Proof of accommodation in Switzerland (even temporary accommodation)
- Proof of payment of the visa fee
- Proof of travel health insurance
- For work visa:
- Valid employment contract, signed by the employer and the employee.
- Proof of academic degrees (previous diplomas/certificates)
- Proof of professional experience (curriculum vitae (CV))
- Police clearance certificate
- For student visa:
- Letter of acceptance from a Swiss university
- Proof of sufficient funds (at least CHF 21,000 per year) to support you throughout your studies (e.g., through bank statements)
- Your curriculum vitae (CV)
- A written statement that you will leave Switzerland after completing your studies
- For retirement visa: Proof of independent financial means (e.g., bank statements).
The Swiss embassy may require additional documents, depending on your specific case.
Processing time
The processing time for a Swiss national visa is 8-12 weeks.
Visa fee
The standard fee for a national Swiss visa is €94. Children aged 6-12 pay a reduced fee of €47, and those younger than six are exempt from the fee entirely.
You have to pay the visa fee when you submit your application.
3. Settle in Switzerland
Once you have secured your visa and arrived in Switzerland, there are a few more administrative steps to complete before fully settling in. These include registering your residence, obtaining a residence permit, and ensuring you have the necessary health insurance.
Register Your Residence
In the first 14 days of arriving in Switzerland, you have to register your address (even if you’re still living in a temporary residence, such as a hotel). You have to register at the municipality’s residents’ registration office. You need the following documents:
- Valid passport
- Proof of residence: lease, rental agreement, or temporary accommodation.
- Work contract or admission to university (whichever is applicable)
- Work permit (if applicable)
- Entry visa.
- If you are moving with your family:
- Birth certificate(s) for dependent children, and marriage certificate for spouses.
- Language certificate Level A1 or proof of registration in a language course.
- Police records from your country.
This is not the exact list of required documents. That depends on why you are in Switzerland as well as the specific canton where you are settling. Make sure you contact the residents’ registration office (or check their website, if available) for information about which documents to submit.
If you move to a different apartment after your initial registration, you have to register your new address again within 14 days. The second time, you can do it online.
Obtain a Residence Permit
Anyone who is not an EU/EEA citizen, and plans to live in Switzerland longer than three months, has to get a residence permit at the Swiss cantonal immigration and employment authorities. You can apply for your residence permit in one of two ways:
- At the same time as your national visa. When you apply for a national visa at the Swiss embassy in your country, the embassy will forward your application to the Swiss cantonal authorities; if it is approved, the embassy will process your visa and you can travel to Switzerland. Once you are in Switzerland, you just have to register your address, and you will receive your residence permit.
- After you arrive in Switzerland. If the Swiss embassy does not submit your application for approval, you have to apply for your residence permit after you arrive in Switzerland. Typically, you cannot work until the residence application is approved, so if you are moving for work, you should apply as soon as possible.
Register for Health Insurance
Within the first three months of relocating, you have to register for health insurance. If you’ve moved with your family, everyone has to be individually insured. You can choose from the list of approved health insurers (see here)—if you do not, you will be assigned to one automatically, so it is better to do it yourself and check which suits you best.
You can calculate your health insurance premiums here.
Moving to Switzerland as an EU/EFTA citizen
As an EU/EFTA citizen, the requirements for moving to Switzerland are much less stringent. See for example:
Short-Term Employment (Up to 3 Months)
You do not need a residence permit if you work in Switzerland for up to 3 months per calendar year. However, your employer must register your employment through the official notification procedure at least one day before you begin working.
Employment Longer Than 3 Months
If you plan to work in Switzerland for more than 3 months, you have to apply for a residence permit from the local Swiss commune where you will live. You need:
- A valid passport or national ID card
- Proof of employment, such as an employment contract or employer confirmation
Once granted, the residence permit allows you to change jobs or employers freely and is valid throughout Switzerland.
The validity of this residence permit validity depends on the length of your employment contract
Self-Employment in Switzerland
If you plan to be self-employed, you must:
- Register your arrival within 14 days of moving
- Apply for a residence permit at your local commune
- Submit documents proving your self-employment status and ability to financially support yourself (e.g., business records, financial statements)
Moving Without Employment
As an EU/EFTA citizen, you can live in Switzerland without working if you meet these conditions:
- You have sufficient financial resources (you will not rely on Swiss social welfare) or
- You are enrolled in an educational institution (if moving to study)
You can stay in Switzerland for up to 90 days within six months without a permit. For longer stays, you have to register as a resident with the local cantonal immigration office. The residence permit is valid for 5 years and automatically renewed if you still meet the requirements.
Frequently Asked Questions
Do I need to learn German, French, or Italian to live in Switzerland?
You don’t need to be fluent in one of the official languages to move to Switzerland, especially in international cities like Zurich, Geneva, or Basel, where English is commonly spoken. However, for work, integration, and dealing with official paperwork, learning the local language (German, French, or Italian, depending on the canton) is highly beneficial.
Can I drive in Switzerland with my foreign driver’s license?
Yes, you can drive with your foreign license for up to one year after moving to Switzerland. After that, non-EU/EFTA residents must exchange their license for a Swiss one. Depending on your country of origin, you may need to take a driving test.
What is the cost of living like in Switzerland?
Switzerland has one of the highest costs of living in the world. However, salaries are also high, and public services are excellent. Here are some estimated monthly expenses:
- Rent: CHF 1,500 – CHF 3,500 (varies by city and apartment size)
- Groceries: CHF 400 – CHF 800 per person
- Health insurance: CHF 250 – CHF 500 per person
- Public transport: CHF 75 – CHF 200 per month
Cities like Zurich, Geneva, and Basel are the most expensive, while smaller towns tend to be more affordable.
Is Switzerland a good place to raise a family?
Yes, Switzerland is one of the safest and most family-friendly countries in the world. It has excellent public schools, high-quality healthcare, and plenty of outdoor activities. However, international schools are expensive, and the high cost of living can be a challenge for some families.
Can I move to Switzerland as a freelancer or remote worker?
Switzerland does not have a specific visa for digital nomads or freelancers. If you want to work independently, you would need to apply for a self-employment visa, which requires demonstrating financial stability and proving that your work benefits Switzerland’s economy.